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 Takaful

Shariah-Compliant Protection for peace of mind

Life is full of uncertainties but with Takaful, you are never alone. Our plans are built on Islamic principles of fairness, risk-sharing and mutual support.

Protect your family’s future without compromising your values

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Offer flexibility in coverage for life, medical and critical illness

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Provide ethical investment growth for long-term security

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KEY BENEFITS

Shariah-compliant financial security for your loved ones in the event of death or total permanent disability.

Family Protection

Comprehensive coverage for medical expenses and quality healthcare access.

Medical & Hospitalisation

Lump-sum payout upon diagnosis of covered critical illnesses to aid treatment and recovery.

Critical Illness 
Coverage 

Comprehensive coverage for medical expenses and quality healthcare access.

Ethical Investment Growth 

Shariah-compliant financial security for your loved ones in the event of death or total permanent disability.

Specialised Support

COVERAGE HIGHLIGHTS 

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Life / Total Permanent Disability

Lump-sum payout to safeguard your family’s financial stability in the event of death or total permanent disability.

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Family Income Benefits

Provides a regular monthly income to your dependents in the event of your passing.

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Critical Illness

Lump-sum benefit upon diagnosis of any of 46 covered critical illnesses to support treatment and recovery.

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Investment-Linked

Shariah-compliant investment options designed to grow your savings while maintaining protection.

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Medical

Comprehensive coverage for hospitalisation, surgeries and eligible medical treatments.

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WHO IS THIS FOR ?

Muslim families seeking Shariah-compliant coverage​

Parents wanting long-term education & healthcare security

Individuals wanting ethical investments alongside protection

Business owners protecting partners and employees

WHY CHOOSE OUR TAKAFUL PLAN? 

Fully Shariah-compliant & ethical

Flexible add-ons for your unique needs

Trusted partner with years of experience in Takaful solutions

MANFAAT UTAMA

Hayat / Cacat Kekal (TPD)

  • Pampasan kematian sehingga 100 tahun 

  • Pampasan cacat kekal sehingga 70 tahun

Pampasan Penyakit Kritikal

  • Fokus pada pemulihan apabila menerima pampasan apabila dikesan dengan penyakit kritikal ​

Pampasan Kemalangan 

  • Perlindungan kematian dan TPD akibat kemalangan

Pelindung Caruman

  • Membantu anda membayar sumbangan anda sekiranya berlaku kematian (jika berkaitan), TPD atau penyakit kritikal kepada anda atau ahli keluarga

  • Bilik dan penginapan

  • ICU / CCU

  • Bayaran pembedahan

  • Rawatan dialisis / kanser 

  • Rawatan pra dan pasca hospital

  • Rawatan pesakit luar

  • Rawatan kemalangan pesakit luar

Perlindungan Perubatan

Sila rujuk kontrak polisi untuk butiran penuh manfaat, terma dan pengecualian yang berkenaan. Maklumat yang diberikan di sini adalah ringkasan ringkas untuk rujukan cepat dan mudah. Terma dan syarat tepat yang terpakai dinyatakan dalam kontrak polisi.

Butiran produk, ciri-ciri dan terma yang dinyatakan dalam risalah ini tertakluk kepada semakan dari semasa ke semasa. Sila hubungi kami untuk mendapatkan maklumat yang paling terkini dan tepat.

Risalah Produk

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Zeneration is your trusted partner in life, medical and business insurance, serving Malaysian families and companies with tailored coverage and honest guideline.

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This website belongs to Zeneration, an Agency representing Prudential Assurance Malaysia Berhad (PAMB) and Prudential BSN Takaful and contains their personal views, thoughts and opinions. This publication is for informational purposes only and does not constitute any official communication of Prudential in Malaysia.

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