WHY INVEST WITH PROTECTION ?
Smart investing isn’t just about returns, it’s about certainty. Our plans combine disciplined savings or market-linked growth with built-in protection so your goals stay on track even when life doesn’t.
Shariah-compliant choices with takaful funds for potential returns
Coverage on death/TPD alongside savings or investments.
Options for guaranteed annual cash payouts and lump-sum maturity values.
PRU CASH DOUBLE REWARD
Best for : conservative savers who want cash every year
01
Annual guaranteed payout
3% of Basic Sum Assured from end of Year 1, doubles to 6% from Year 6 onwards.
02
Double protection
Sum Assured doubles from Year 6.
03
Maturity value
initial basic sum assured + final-year payout + non-guaranteed benefits (if any).
04
Optional PRULegacy
Continues annual payouts to next-of-kin if the life assured passes away or suffers TPD (terms apply).
​​Note: Non-guaranteed benefits depend on actual operating & investment results.
Product Brochure
Disclaimer : Product details, features and terms stated in the brochures are subject to periodic revisions. Please reach out to us for the most current and accurate information.
PRU WEALTH ENRICH
Best for : growth + high protection with flexibility
High Coverage
From RM300,000 against death/TPD.
Cover Booster
Complimentary increasing coverage up to 50% of BSA.
Accidental Death
Up to 500% of BSA (qualifying conditions).
Loyalty Rewards
Loyalty bonus/booster up to a total 30% of BSA with higher coverage & longer term.
Flexible Payment Terms
5/10/20 years
or full term.
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Important: This is an insurance plan tied to underlying assets performance, not a pure unit trust; premiums/charges are not guaranteed.
Product Brochure
Disclaimer : Product details, features and terms stated in the brochures are subject to periodic revisions. Please reach out to us for the most current and accurate information.
PRU BSN ASAS 360
​Best for : ethical investing with comprehensive, customizable protection
Regular contribution ILT plan with coverage up to age 100 (auto-extension).
Invest contributions into Shariah-compliant funds via Takaful Saver rider.
Kasih Bonus; 1% of Basic Sum Covered credited every 10 years to the investment account.
Flexible certificate terms and multiple riders (medical with no annual/lifetime limit option, CI, accident, contributor).
Product Brochure
Disclaimer : Product details, features and terms stated in the brochures are subject to periodic revisions. Please reach out to us for the most current and accurate information.
COVERAGE HIGHLIGHTS
Annual Cash Payouts
3% then 6% from Year 6
(PRUCash Double Reward)
Maturity Benefit
Lump-sum at policy end
(plus bonuses if any)
Increasing Coverage
Up to +50%
(PRUWealth Enrich Cover Booster)
Accidental Death Uplift
Up to 500% of BSA
Shariah-Compliant Funds
Invest via Takaful Saver